Side-by-side · Q2 2026 data
Cal-Ed Federal Credit Union vs Altoona Area Employees Federal Credit Union
Credit union
Cal-Ed Federal Credit Union
California, Pennsylvania · Under $100 million in assets
Credit union
Altoona Area Employees Federal Credit Union
Altoona, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Cal-Ed Federal Credit Union | Altoona Area Employees Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 84 (stronger) |
| Capital cushion | 91 (stronger) | 65 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 19 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 15th | 75th |
| Total assets | $19.2M | $19.4M |
| Deposits / shares | $16.4M | $17.2M |
| Capital ratio | 14.11% (stronger) | 11.50% |
| Problem loans | 3.50% | 0.00% (stronger) |
| Net charge-offs | 0.21% | -0.11% (stronger) |
| Return on assets | -0.03% | 1.32% (stronger) |
| Loans ÷ deposits | 28.1% (stronger) | 32.3% |
| Uninsured deposits | 3.6% | 0.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altoona Area Employees Federal Credit Union has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Cal-Ed Federal Credit Union leads on 2 and Altoona Area Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.