Side-by-side · Q2 2026 data
Cal State L.A. Federal Credit Union vs Calcom Federal Credit Union
Credit union
Cal State L.A. Federal Credit Union
Los Angeles, California · Under $100 million in assets
Metric by metric
| Measure | Cal State L.A. Federal Credit Union | Calcom Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 82 | 86 (stronger) |
| Earnings | 32 | 48 (stronger) |
| Funding & liquidity | 86 (stronger) | 74 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 23rd | 70th |
| Total assets | $80.2M | $83.9M |
| Deposits / shares | $72.9M | $70.0M |
| Capital ratio | 9.03% | 16.33% (stronger) |
| Problem loans | 0.53% | 0.42% (stronger) |
| Net charge-offs | 0.19% | 0.17% (stronger) |
| Return on assets | 0.29% | 0.71% (stronger) |
| Loans ÷ deposits | 73.9% (stronger) | 86.2% |
| Uninsured deposits | 5.2% (stronger) | 8.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Calcom Federal Credit Union has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Cal State L.A. Federal Credit Union leads on 2 and Calcom Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.