Headquartered in Los Angeles, California, Cal State L.A. Federal Credit Union is a federal credit union with $80.2M in total assets and $72.9M in member shares and deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1961.
Cal State L.A. Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 23% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 173rd. Problem-loan coverage contributes the most (92/100, 3.9%); earnings contributes the least (32/100, 0.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (65 → 61), mostly because the loan quality component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 62 |
| Q1 2025 | 63 |
| Q2 2025 | 65 |
| Q3 2025 | 54 |
| Q4 2025 | 57 |
| Q1 2026 | 65 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.06% |
| Q3 2024 | 9.03% |
| Q4 2024 | 9.23% |
| Q1 2025 | 9.14% |
| Q2 2025 | 9.39% |
| Q3 2025 | 9.13% |
| Q4 2025 | 9.18% |
| Q1 2026 | 9.23% |
| Q2 2026 | 9.03% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.13% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.07% |
| Q3 2025 | 1.11% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.25% |
| Q3 2024 | -0.27% |
| Q4 2024 | -0.07% |
| Q1 2025 | 0.13% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.16% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.20% |
| Q2 2026 | 0.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $80.2M | 9.03% | 0.53% | 0.29% | 73.9% |
| Q1 2026 | 65 | $79.9M | 9.23% | 0.05% | 0.20% | 75.0% |
| Q4 2025 | 57 | $77.6M | 9.18% | 0.85% | 0.16% | 78.6% |
| Q3 2025 | 54 | $77.7M | 9.13% | 1.11% | 0.16% | 78.6% |
| Q2 2025 | 65 | $75.1M | 9.39% | 0.07% | 0.14% | 81.7% |
| Q1 2025 | 63 | $76.8M | 9.14% | 0.11% | 0.13% | 78.4% |
| Q4 2024 | 62 | $75.9M | 9.23% | 0.13% | -0.07% | 81.3% |
| Q3 2024 | 60 | $76.4M | 9.03% | 0.10% | -0.27% | 81.3% |
| Q2 2024 | 60 | $77.8M | 9.06% | 0.11% | -0.25% | 84.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sonoma Federal Credit UnionCredit union Santa Rosa, CA | 83 out of 100, Strong | $80.0M | 13.5% | 0.63% | vs |
| Nikkei Credit UnionCredit union Gardena, CA | 53 out of 100, Below average | $81.5M | 14.2% | 2.69% | vs |
| Postcity Financial Credit UnionCredit union Long Beach, CA | 78 out of 100, Strong | $78.8M | 12.4% | 0.27% | vs |
| Valley Oak Credit UnionCredit union Three Rivers, CA | 49 out of 100, Below average | $82.2M | 6.8% | 0.71% | vs |
| California Community Credit UnionCredit union Sacramento, CA | 79 out of 100, Strong | $82.5M | 12.2% | 0.07% | vs |
| Technicolor Federal Credit UnionCredit union Burbank, CA | 49 out of 100, Below average | $82.7M | 8.1% | 0.32% | vs |
Deposit insurance
Is my money safe at Cal State L.A. Federal Credit Union?
Yes. Cal State L.A. Federal Credit Union is a federally insured credit union (NCUA charter #14499). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.2% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.03%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Cal State L.A. Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Los Angeles, CA (1)
- Pomona, CA (1)
- Sandy, UT (1)
Identity & history
Profile
- Legal name
- Cal State L.A. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14499
- RSSD ID
- 998581
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 2445 Mariondale Ave, Los Angeles, CA 90032
- Employees
- 13
Quick answers
Cal State L.A. Federal Credit Union: common questions
Is Cal State L.A. Federal Credit Union NCUA insured?
Yes. Cal State L.A. Federal Credit Union is a federally insured credit union (NCUA charter #14499). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cal State L.A. Federal Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cal State L.A. Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Los Angeles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |