Side-by-side · Q2 2026 data
Cal State L.A. Federal Credit Union vs Nikkei Credit Union
Credit union
Cal State L.A. Federal Credit Union
Los Angeles, California · Under $100 million in assets
Metric by metric
| Measure | Cal State L.A. Federal Credit Union | Nikkei Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 53 |
| Capital cushion | 40 | 92 (stronger) |
| Loan quality | 82 (stronger) | 10 |
| Earnings | 32 (stronger) | 25 |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 92 (stronger) | 58 |
| Peer percentile | 23rd | 12th |
| Total assets | $80.2M | $81.5M |
| Deposits / shares | $72.9M | $69.6M |
| Capital ratio | 9.03% | 14.23% (stronger) |
| Problem loans | 0.53% (stronger) | 2.69% |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 0.29% (stronger) | 0.13% |
| Loans ÷ deposits | 73.9% (stronger) | 82.5% |
| Uninsured deposits | 5.2% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Cal State L.A. Federal Credit Union has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Cal State L.A. Federal Credit Union leads on 4 and Nikkei Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.