Side-by-side · Q2 2026 data
Calcasieu Parish Employees Federal Credit Union vs Old Spanish Trail Credit Union
Credit union
Calcasieu Parish Employees Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Calcasieu Parish Employees Federal Credit Union | Old Spanish Trail Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 50 | 90 (stronger) |
| Earnings | 28 (stronger) | 27 |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $18.6M | $5.5M |
| Deposits / shares | $15.5M | $3.8M |
| Capital ratio | 16.46% | 30.51% (stronger) |
| Problem loans | 1.51% | 0.31% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.48% |
| Return on assets | 0.20% (stronger) | 0.16% |
| Loans ÷ deposits | 72.2% (stronger) | 97.5% |
| Uninsured deposits | 0.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Old Spanish Trail Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Calcasieu Parish Employees Federal Credit Union leads on 3 and Old Spanish Trail Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.