TellerScore

Calcasieu Parish Employees Federal Credit Union (NCUA charter #18962) is based in Lake Charles, Louisiana. Its Q2 2026 call report shows $18.6M in total assets and $15.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Calcasieu Parish Employees Federal Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 71st. Its strongest component is capital cushion (100/100; 16.46%), and its lowest is earnings (28/100; 0.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.46%
Loan quality50/100
Loans 60+ days delinquent ÷ total loans: 1.51%
Earnings28/100
Return on assets (annualized): 0.20%
Funding & liquidity88/100
Loans ÷ shares: 72.2% · 0.0% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (68 → 70), mostly because the loan quality component improved by 29 points.

TellerScore
587081Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202471
Q1 202577
Q2 202568
Q3 202568
Q4 202573
Q1 202658
Q2 202670
Net worth ratio
7.00%12.55%18.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.44%
Q3 202417.76%
Q4 202418.10%
Q1 202517.24%
Q2 202517.20%
Q3 202515.46%
Q4 202515.86%
Q1 202616.08%
Q2 202616.46%
Delinquent loans (60+ days)
1.01%1.69%2.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.34%
Q3 20241.01%
Q4 20242.21%
Q1 20252.02%
Q2 20252.37%
Q3 20251.39%
Q4 20251.90%
Q1 20262.29%
Q2 20261.51%
Return on assets
-1.28%0.18%1.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.46%
Q3 20241.32%
Q4 20241.29%
Q1 20251.64%
Q2 20250.93%
Q3 2025-0.39%
Q4 20250.87%
Q1 2026-1.28%
Q2 20260.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$18.6M16.46%1.51%0.20%72.2%
Q1 202658$18.5M16.08%2.29%-1.28%70.7%
Q4 202573$19.1M15.86%1.90%0.87%65.7%
Q3 202568$19.2M15.46%1.39%-0.39%64.9%
Q2 202568$17.1M17.20%2.37%0.93%73.4%
Q1 202577$17.1M17.24%2.02%1.64%74.1%
Q4 202471$15.9M18.10%2.21%1.29%82.2%
Q3 202481$15.9M17.76%1.01%1.32%87.0%
Q2 202480$16.0M17.44%1.34%1.46%85.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.46%
62nd
Problem loans1.51%
28th
Net charge-offs0.39%
33rd
Return on assets0.20%
27th
Loans to deposits72.2%
30th
Uninsured deposits0.0%
63rd
Loan-loss reserves0.00%
37th
Texas ratio5.7%
26th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Bayou Community Federal Credit UnionCredit union Saint Gabriel, LA68 out of 100, Moderate$17.7M9.9%0.56%vs
Caddo Parish Teachers Federal Credit UnionCredit union Shreveport, LA80 out of 100, Strong$17.0M23.4%1.27%vs
Fleur-De-Lis Federal Credit UnionCredit union Metairie, LA75 out of 100, Strong$16.8M11.9%0.23%vs
Acadian Federal Credit UnionCredit union Lafayette, LA83 out of 100, Strong$20.9M11.9%0.02%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs

Deposit insurance

Is my money safe at Calcasieu Parish Employees Federal Credit Union?

Yes. Calcasieu Parish Employees Federal Credit Union is a federally insured credit union (NCUA charter #18962). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($5K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.46%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Calcasieu Parish Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Calcasieu Parish Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
18962
RSSD ID
252788
Primary regulator
NCUA
Established
1968
Headquarters
P.O. Box 1027, Lake Charles, LA 70602
Employees
6

Quick answers

Calcasieu Parish Employees Federal Credit Union: common questions

Is Calcasieu Parish Employees Federal Credit Union NCUA insured?

Yes. Calcasieu Parish Employees Federal Credit Union is a federally insured credit union (NCUA charter #18962). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Calcasieu Parish Employees Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Calcasieu Parish Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lake Charles

InstitutionScoreAssetsCapitalProblem loansCompare
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
The BankBank Jennings, LA83 out of 100, Strong$462.0M12.8%0.48%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
First National Bank of LouisianaBank Crowley, LA78 out of 100, Strong$631.1M11.0%0.00%vs
Old Spanish Trail Credit UnionCredit union Westlake, LA77 out of 100, Strong$5.5M30.5%0.31%vs