Side-by-side · Q2 2026 data
Calhoun County Bank, Inc. vs Williamstown Bank, Inc.
Metric by metric
| Measure | Calhoun County Bank, Inc. | Williamstown Bank, Inc. |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 55 (stronger) | 51 |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 75 (stronger) | 44 |
| Funding & liquidity | 75 (stronger) | 72 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 50th | 31st |
| Total assets | $211.7M | $236.7M |
| Deposits / shares | $188.3M | $212.3M |
| Capital ratio | 10.48% (stronger) | 10.14% |
| Problem loans | 0.58% | 0.37% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 1.38% (stronger) | 0.60% |
| Loans ÷ deposits | 75.2% (stronger) | 88.1% |
| Uninsured deposits | 24.1% | 8.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.6% | 14.1% |
Calhoun County Bank, Inc. has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Calhoun County Bank, Inc. leads on 5 and Williamstown Bank, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.