Calhoun County Bank, Inc. (FDIC certificate #9024) is based in Grantsville, West Virginia. Its Q2 2026 call report shows $211.7M in total assets and $188.3M in deposits and 4 offices.
Calhoun County Bank, Inc. has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 40 banks headquartered in West Virginia, it ranks 17th. Problem-loan coverage contributes the most (93/100, 3.6%); capital cushion contributes the least (55/100, 10.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (69 → 72), mostly because the earnings component improved by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 70 |
| Q4 2024 | 68 |
| Q1 2025 | 66 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 72 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.66% |
| Q3 2024 | 10.93% |
| Q4 2024 | 10.58% |
| Q1 2025 | 10.19% |
| Q2 2025 | 10.26% |
| Q3 2025 | 10.44% |
| Q4 2025 | 10.23% |
| Q1 2026 | 10.48% |
| Q2 2026 | 10.48% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.31% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.52% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.58% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.87% |
| Q3 2025 | 0.93% |
| Q4 2025 | 0.97% |
| Q1 2026 | 1.22% |
| Q2 2026 | 1.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $211.7M | 10.48% | 0.58% | 1.38% | 75.2% |
| Q1 2026 | 72 | $210.3M | 10.48% | 0.57% | 1.22% | 72.3% |
| Q4 2025 | 67 | $212.9M | 10.23% | 0.68% | 0.97% | 72.2% |
| Q3 2025 | 69 | $205.1M | 10.44% | 0.56% | 0.93% | 73.2% |
| Q2 2025 | 69 | $201.4M | 10.26% | 0.48% | 0.87% | 73.1% |
| Q1 2025 | 66 | $199.4M | 10.19% | 0.52% | 0.61% | 71.9% |
| Q4 2024 | 68 | $198.3M | 10.58% | 0.50% | 0.73% | 72.5% |
| Q3 2024 | 70 | $187.6M | 10.93% | 0.31% | 0.53% | 77.6% |
| Q2 2024 | 67 | $181.5M | 10.66% | 0.41% | 0.46% | 80.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mountain Valley Bank, N.A.Bank Elkins, WV | 87 out of 100, Very strong | $201.9M | 13.6% | 0.19% | vs |
| Pioneer Community Bank, Inc.Bank Iaeger, WV | 79 out of 100, Strong | $191.1M | 13.6% | 0.29% | vs |
| Williamstown Bank, Inc.Bank Williamstown, WV | 66 out of 100, Moderate | $236.7M | 10.1% | 0.37% | vs |
| Capon Valley BankBank Wardensville, WV | 61 out of 100, Moderate | $244.2M | 9.7% | 1.27% | vs |
| The Bank of MonroeBank Union, WV | 85 out of 100, Very strong | $255.4M | 13.2% | 0.34% | vs |
| The Harrison County BankBank Lost Creek, WV | 72 out of 100, Strong | $164.9M | 10.2% | 0.42% | vs |
Deposit insurance
Is my money safe at Calhoun County Bank, Inc.?
Yes. Calhoun County Bank, Inc. is an FDIC-insured institution (FDIC certificate #9024). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.1% of deposits ($45.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Calhoun County Bank, Inc. lists 4 offices in 4 cities. Most locations:
- Arnoldsburg, WV (1)
- Elizabeth, WV (1)
- Glenville, WV (1)
- Grantsville, WV (1)
HMDA 2025
Mortgage lending
In 2025, Calhoun County Bank, Inc. reported 167 home-loan applications under HMDA (LEI 54930001GYIWKBD35H65): 121 originated ($15,135,000 total), 32 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Calhoun County Bank, Inc.
- Former names
- The Calhoun County Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9024
- RSSD ID
- 498625
- Primary regulator
- FDIC
- Holding company
- Calhoun Bankshares Inc
- Established
- January 1, 1900
- Headquarters
- 443 High St, Grantsville, WV 26147
- Website
- www.calhounbanks.com
- Employees
- 40
Quick answers
Calhoun County Bank, Inc.: common questions
Is Calhoun County Bank, Inc. FDIC insured?
Yes. Calhoun County Bank, Inc. is an FDIC-insured institution (FDIC certificate #9024). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Calhoun County Bank, Inc.'s TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Calhoun County Bank, Inc. ever failed?
There is no failure record for FDIC certificate #9024 in the FDIC failed bank list.
How many branches does Calhoun County Bank, Inc. have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Grantsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| City National Bank of West VirginiaBank Charleston, WV | 78 out of 100, Strong | $6.8B | 9.6% | 0.22% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| West Union BankBank West Union, WV | 70 out of 100, Strong | $300.3M | 8.7% | 0.13% | vs |
| Peoples BankBank Marietta, OH | 67 out of 100, Moderate | $9.5B | 9.7% | 0.60% | vs |
| WesBanco Bank, Inc.Bank Wheeling, WV | 66 out of 100, Moderate | $27.7B | 10.2% | 0.86% | vs |