TellerScore

Side-by-side · Q2 2026 data

California Bank of Commerce, National Association vs Frontwave Credit Union

Bank

California Bank of Commerce, National Association

San Diego, California · $1 billion – $10 billion

75of 100
Strong

Credit union

Frontwave Credit Union

Oceanside, California · $1 billion – $10 billion

62of 100
Moderate

Metric by metric

MeasureCalifornia Bank of Commerce, National AssociationFrontwave Credit Union
TellerScore75 (stronger)62
Capital cushion78 (stronger)41
Loan quality90 (stronger)73
Earnings78 (stronger)55
Funding & liquidity2975 (stronger)
Problem-loan coverage95 (stronger)88
Peer percentile77th30th
Total assets$4.0B$1.7B
Deposits / shares$3.4B$1.4B
Capital ratio12.80% (stronger)9.13%
Problem loans0.29% (stronger)0.81%
Net charge-offs0.01% (stronger)0.47%
Return on assets1.45% (stronger)0.88%
Loans ÷ deposits91.5%85.5% (stronger)
Uninsured deposits50.4%9.8% (stronger)
Offices1414
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

California Bank of Commerce, National Association has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), California Bank of Commerce, National Association leads on 5 and Frontwave Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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