Side-by-side · Q2 2026 data
California Bank of Commerce, National Association vs PCB Bank
Bank
California Bank of Commerce, National Association
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | California Bank of Commerce, National Association | PCB Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 78 (stronger) | 65 |
| Loan quality | 90 | 90 |
| Earnings | 78 (stronger) | 71 |
| Funding & liquidity | 29 (stronger) | 25 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 77th | 58th |
| Total assets | $4.0B | $3.5B |
| Deposits / shares | $3.4B | $2.9B |
| Capital ratio | 12.80% (stronger) | 11.54% |
| Problem loans | 0.29% (stronger) | 0.30% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.45% (stronger) | 1.28% |
| Loans ÷ deposits | 91.5% (stronger) | 98.9% |
| Uninsured deposits | 50.4% | 47.9% (stronger) |
| Offices | 14 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
California Bank of Commerce, National Association has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), California Bank of Commerce, National Association leads on 5 and PCB Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.