Side-by-side · Q2 2026 data
California Bank of Commerce, National Association vs San Diego County Credit Union
Bank
California Bank of Commerce, National Association
San Diego, California · $1 billion – $10 billion
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | California Bank of Commerce, National Association | San Diego County Credit Union |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 90 | 93 (stronger) |
| Earnings | 78 (stronger) | 42 |
| Funding & liquidity | 29 | 94 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 77th | 95th |
| Total assets | $4.0B | $9.5B |
| Deposits / shares | $3.4B | $7.8B |
| Capital ratio | 12.80% | 19.82% (stronger) |
| Problem loans | 0.29% | 0.20% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.45% (stronger) | 0.54% |
| Loans ÷ deposits | 91.5% | 65.9% (stronger) |
| Uninsured deposits | 50.4% | 7.4% (stronger) |
| Offices | 14 | 25 |
| CFPB complaints (3 yrs) | — | 189 |
| Complaints per $1B deposits | — | 24.2 |
| Mortgage denial rate (HMDA) | — | 37.4% |
San Diego County Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), California Bank of Commerce, National Association leads on 2 and San Diego County Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.