Side-by-side · Q2 2026 data
California International Bank, N.A. vs American Plus Bank, N.A.
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Metric by metric
| Measure | California International Bank, N.A. | American Plus Bank, N.A. |
|---|---|---|
| TellerScore | 89 (stronger) | 88 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 89 | 92 (stronger) |
| Funding & liquidity | 70 (stronger) | 34 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 94th | 92nd |
| Total assets | $120.9M | $935.0M |
| Deposits / shares | $105.9M | $748.0M |
| Capital ratio | 13.51% | 16.46% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.71% | 1.81% (stronger) |
| Loans ÷ deposits | 76.7% (stronger) | 105.9% |
| Uninsured deposits | 27.3% (stronger) | 33.5% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 88). On the 6 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 4 and American Plus Bank, N.A. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.