Side-by-side · Q2 2026 data
California International Bank, N.A. vs Comunidad Latina Federal Credit Union
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Credit union
Comunidad Latina Federal Credit Union
Santa Ana, California · Under $100 million in assets
Metric by metric
| Measure | California International Bank, N.A. | Comunidad Latina Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 87 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 94th | 83rd |
| Total assets | $120.9M | $11.0M |
| Deposits / shares | $105.9M | $8.1M |
| Capital ratio | 13.51% | 26.19% (stronger) |
| Problem loans | 0.00% (stronger) | 0.99% |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | 1.71% | 2.27% (stronger) |
| Loans ÷ deposits | 76.7% (stronger) | 79.9% |
| Uninsured deposits | 27.3% | 26.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 87). On the 7 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 4 and Comunidad Latina Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.