Side-by-side · Q2 2026 data
California International Bank, N.A. vs Fountain Valley Credit Union
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Credit union
Fountain Valley Credit Union
Fountain Valley, California · Under $100 million in assets
Metric by metric
| Measure | California International Bank, N.A. | Fountain Valley Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 89 (stronger) | 0 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 65th |
| Total assets | $120.9M | $2.0M |
| Deposits / shares | $105.9M | $1.5M |
| Capital ratio | 13.51% | 23.01% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.20% (stronger) |
| Return on assets | 1.71% (stronger) | -1.23% |
| Loans ÷ deposits | 76.7% | 36.6% (stronger) |
| Uninsured deposits | 27.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 80). On the 6 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 2 and Fountain Valley Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.