Side-by-side · Q2 2026 data
California International Bank, N.A. vs Northrop Grumman Federal Credit Union
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Credit union
Northrop Grumman Federal Credit Union
Gardena, California · $1 billion – $10 billion
Metric by metric
| Measure | California International Bank, N.A. | Northrop Grumman Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 53 |
| Capital cushion | 85 (stronger) | 41 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 89 (stronger) | 28 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 94th | 10th |
| Total assets | $120.9M | $1.6B |
| Deposits / shares | $105.9M | $1.5B |
| Capital ratio | 13.51% (stronger) | 9.08% |
| Problem loans | 0.00% (stronger) | 1.62% |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | 1.71% (stronger) | 0.21% |
| Loans ÷ deposits | 76.7% | 55.8% (stronger) |
| Uninsured deposits | 27.3% | 8.3% (stronger) |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
California International Bank, N.A. has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 5 and Northrop Grumman Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.