Northrop Grumman Federal Credit Union is a federal credit union headquartered in Gardena, California, in business for about 80 years. At the end of Q2 2026 it reported $1.6B in total assets and $1.5B in member shares and deposits, with 19 offices across 8 states.
Northrop Grumman Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 212th. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 8% uninsured); earnings contributes the least (28/100, 0.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 53).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 65 |
| Q4 2024 | 64 |
| Q1 2025 | 52 |
| Q2 2025 | 53 |
| Q3 2025 | 54 |
| Q4 2025 | 53 |
| Q1 2026 | 53 |
| Q2 2026 | 53 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.01% |
| Q3 2024 | 9.11% |
| Q4 2024 | 9.55% |
| Q1 2025 | 9.31% |
| Q2 2025 | 9.25% |
| Q3 2025 | 9.39% |
| Q4 2025 | 9.13% |
| Q1 2026 | 9.09% |
| Q2 2026 | 9.08% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.42% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.54% |
| Q1 2025 | 1.52% |
| Q2 2025 | 1.63% |
| Q3 2025 | 1.59% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.56% |
| Q2 2026 | 1.62% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $1.6B | 9.08% | 1.62% | 0.21% | 55.8% |
| Q1 2026 | 53 | $1.7B | 9.09% | 1.56% | 0.22% | 55.3% |
| Q4 2025 | 53 | $1.6B | 9.13% | 1.60% | 0.18% | 57.6% |
| Q3 2025 | 54 | $1.6B | 9.39% | 1.59% | 0.20% | 57.4% |
| Q2 2025 | 53 | $1.6B | 9.25% | 1.63% | 0.15% | 58.2% |
| Q1 2025 | 52 | $1.6B | 9.31% | 1.52% | 0.01% | 58.7% |
| Q4 2024 | 64 | $1.5B | 9.55% | 0.54% | 0.12% | 61.6% |
| Q3 2024 | 65 | $1.7B | 9.11% | 0.46% | 0.32% | 61.7% |
| Q2 2024 | 65 | $1.7B | 9.01% | 0.42% | 0.35% | 62.1% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Keypoint Credit UnionCredit union San Jose, CA | 59 out of 100, Moderate | $1.7B | 9.1% | 0.36% | vs |
| San Francisco Federal Credit UnionCredit union San Francisco, CA | 86 out of 100, Very strong | $1.6B | 13.6% | 0.15% | vs |
| San Francisco Fire Credit UnionCredit union San Francisco, CA | 70 out of 100, Strong | $1.6B | 10.7% | 0.54% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Frontwave Credit UnionCredit union Oceanside, CA | 62 out of 100, Moderate | $1.7B | 9.1% | 0.81% | vs |
| Coasthills Federal Credit UnionCredit union Santa Maria, CA | 51 out of 100, Below average | $1.8B | 8.0% | 0.67% | vs |
Deposit insurance
Is my money safe at Northrop Grumman Federal Credit Union?
Yes. Northrop Grumman Federal Credit Union is a federally insured credit union (NCUA charter #24292). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.3% of shares and deposits ($123.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.08%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
19 locations
Branches
Northrop Grumman Federal Credit Union lists 19 offices in 17 cities across 8 states. Most locations:
- Linthicum Heights, MD (2)
- Melbourne, FL (2)
- Azusa, CA (1)
- Chandler, AZ (1)
- Corinne, UT (1)
- Dulles, VA (1)
- El Segundo, CA (1)
- Falls Church, VA (1)
- Gardena, CA (1)
- Lake Charles, LA (1)
- Linthicum, MD (1)
- Los Angeles, CA (1)
HMDA 2025
Mortgage lending
In 2025, Northrop Grumman Federal Credit Union reported 874 home-loan applications under HMDA (LEI 5493009D2COWW65B8673): 518 originated ($108,430,000 total), 162 denied, and 101 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Northrop Grumman Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24292
- RSSD ID
- 619194
- Primary regulator
- NCUA
- Established
- 1946
- Headquarters
- P.O. Box 47009, Gardena, CA 90247
- Employees
- 257
Quick answers
Northrop Grumman Federal Credit Union: common questions
Is Northrop Grumman Federal Credit Union NCUA insured?
Yes. Northrop Grumman Federal Credit Union is a federally insured credit union (NCUA charter #24292). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northrop Grumman Federal Credit Union's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northrop Grumman Federal Credit Union have?
19 offices as of the latest NCUA data, in 8 states.
Nearby
Highest-scoring banks and credit unions with branches near Gardena
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA | 88 out of 100, Very strong | $1.4B | 16.8% | 0.00% | vs |