Side-by-side · Q2 2026 data
California International Bank, N.A. vs Skyone Federal Credit Union
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Credit union
Skyone Federal Credit Union
Hawthorne, California · $100 million – $1 billion
Metric by metric
| Measure | California International Bank, N.A. | Skyone Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 47 |
| Capital cushion | 85 (stronger) | 27 |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 89 (stronger) | 29 |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 94th | 4th |
| Total assets | $120.9M | $863.3M |
| Deposits / shares | $105.9M | $732.3M |
| Capital ratio | 13.51% (stronger) | 7.67% |
| Problem loans | 0.00% (stronger) | 1.25% |
| Net charge-offs | 0.00% (stronger) | 0.74% |
| Return on assets | 1.71% (stronger) | 0.23% |
| Loans ÷ deposits | 76.7% (stronger) | 85.0% |
| Uninsured deposits | 27.3% | 2.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
California International Bank, N.A. has the higher TellerScore (89 vs 47). On the 7 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 6 and Skyone Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.