Skyone Federal Credit Union is a federal credit union headquartered in Hawthorne, California, in business for about 77 years. At the end of Q2 2026 it reported $863.3M in total assets and $732.3M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Skyone Federal Credit Union scores 47/100, which we describe as below average. That is higher than only 4% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 231st. Its strongest component is funding & liquidity (75/100; 85% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (27/100; 7.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (39 → 47), mostly because the earnings component improved by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 40 |
| Q3 2024 | 39 |
| Q4 2024 | 41 |
| Q1 2025 | 38 |
| Q2 2025 | 39 |
| Q3 2025 | 41 |
| Q4 2025 | 41 |
| Q1 2026 | 47 |
| Q2 2026 | 47 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.73% |
| Q3 2024 | 7.73% |
| Q4 2024 | 7.55% |
| Q1 2025 | 7.54% |
| Q2 2025 | 7.18% |
| Q3 2025 | 7.39% |
| Q4 2025 | 7.40% |
| Q1 2026 | 7.50% |
| Q2 2026 | 7.67% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.43% |
| Q4 2024 | 1.88% |
| Q1 2025 | 1.54% |
| Q2 2025 | 1.30% |
| Q3 2025 | 1.22% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.16% |
| Q2 2026 | 1.25% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.18% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.24% |
| Q1 2025 | -1.40% |
| Q2 2025 | -0.92% |
| Q3 2025 | -0.45% |
| Q4 2025 | -0.27% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $863.3M | 7.67% | 1.25% | 0.23% | 85.0% |
| Q1 2026 | 47 | $875.8M | 7.50% | 1.16% | 0.18% | 84.9% |
| Q4 2025 | 41 | $881.9M | 7.40% | 1.35% | -0.27% | 84.6% |
| Q3 2025 | 41 | $918.0M | 7.39% | 1.22% | -0.45% | 85.0% |
| Q2 2025 | 39 | $928.4M | 7.18% | 1.30% | -0.92% | 87.0% |
| Q1 2025 | 38 | $960.1M | 7.54% | 1.54% | -1.40% | 84.8% |
| Q4 2024 | 41 | $1.0B | 7.55% | 1.88% | 0.24% | 82.7% |
| Q3 2024 | 39 | $1.0B | 7.73% | 1.43% | 0.02% | 94.0% |
| Q2 2024 | 40 | $1.0B | 7.73% | 1.28% | -0.18% | 84.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sacramento Credit UnionCredit union Sacramento, CA | 96 out of 100, Very strong | $858.3M | 15.1% | 0.09% | vs |
| Oceanair Federal Credit UnionCredit union Oxnard, CA | 49 out of 100, Below average | $882.5M | 7.4% | 0.48% | vs |
| Sun Community Federal Credit UnionCredit union El Centro, CA | 56 out of 100, Moderate | $895.6M | 8.4% | 0.25% | vs |
| 1st Northern California Credit UnionCredit union Martinez, CA | 79 out of 100, Strong | $829.0M | 11.8% | 0.03% | vs |
| Merced School Employees Federal Credit UnionCredit union Merced, CA | 81 out of 100, Strong | $899.0M | 11.8% | 0.44% | vs |
| America'S Christian Credit UnionCredit union Glendora, CA | 58 out of 100, Moderate | $819.8M | 8.9% | 0.58% | vs |
Deposit insurance
Is my money safe at Skyone Federal Credit Union?
Yes. Skyone Federal Credit Union is a federally insured credit union (NCUA charter #6248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.9% of shares and deposits ($21.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 7.67%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Skyone Federal Credit Union lists 1 office in 1 city. Most locations:
- Hawthorne, CA (1)
HMDA 2025
Mortgage lending
In 2025, Skyone Federal Credit Union reported 110 home-loan applications under HMDA (LEI 549300V3N91EH05UWL23): 64 originated ($20,360,000 total), 17 denied, and 27 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Skyone Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6248
- RSSD ID
- 1017087
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- 14600 Aviation Blvd, Hawthorne, CA 90250
- Employees
- 83
Quick answers
Skyone Federal Credit Union: common questions
Is Skyone Federal Credit Union NCUA insured?
Yes. Skyone Federal Credit Union is a federally insured credit union (NCUA charter #6248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Skyone Federal Credit Union's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Skyone Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hawthorne
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA | 88 out of 100, Very strong | $1.4B | 16.8% | 0.00% | vs |