Side-by-side · Q2 2026 data
California Pacific Bank vs Bank of Whittier, National Association
Bank
Bank of Whittier, National Association
Whittier, California · $100 million – $1 billion
Metric by metric
| Measure | California Pacific Bank | Bank of Whittier, National Association |
|---|---|---|
| TellerScore | 56 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 96 (stronger) | 47 |
| Funding & liquidity | 22 | 86 (stronger) |
| Problem-loan coverage | 30 | 100 (stronger) |
| Peer percentile | 13th | 91st |
| Total assets | $102.6M | $152.6M |
| Deposits / shares | $59.2M | $125.2M |
| Capital ratio | 40.98% (stronger) | 16.38% |
| Problem loans | 15.93% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.90% (stronger) | 0.69% |
| Loans ÷ deposits | 134.1% | 67.3% (stronger) |
| Uninsured deposits | 40.0% | 21.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Bank of Whittier, National Association has the higher TellerScore (87 vs 56). On the 6 directional measures above (where higher or lower is clearly better), California Pacific Bank leads on 2 and Bank of Whittier, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.