Side-by-side · Q2 2026 data
Call Federal Credit Union vs Henrico Federal Credit Union
Metric by metric
| Measure | Call Federal Credit Union | Henrico Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 55 | 57 (stronger) |
| Loan quality | 80 (stronger) | 52 |
| Earnings | 31 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 94 (stronger) | 83 |
| Peer percentile | 41st | 31st |
| Total assets | $557.1M | $499.7M |
| Deposits / shares | $497.7M | $447.6M |
| Capital ratio | 10.47% | 10.68% (stronger) |
| Problem loans | 0.60% (stronger) | 1.44% |
| Net charge-offs | 0.12% (stronger) | 0.34% |
| Return on assets | 0.28% | 1.04% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 71.9% |
| Uninsured deposits | 8.6% | 7.4% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 19.5% |
Call Federal Credit Union has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Call Federal Credit Union leads on 4 and Henrico Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.