Call Federal Credit Union (NCUA charter #15209) is based in Glen Allen, Virginia. Its Q2 2026 call report shows $557.1M in total assets and $497.7M in member shares and deposits and 7 offices.
Call Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 52nd. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 9% uninsured); earnings contributes the least (31/100, 0.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (71 → 67), mostly because the loan quality component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 69 |
| Q2 2025 | 71 |
| Q3 2025 | 70 |
| Q4 2025 | 68 |
| Q1 2026 | 69 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.70% |
| Q3 2024 | 10.86% |
| Q4 2024 | 10.97% |
| Q1 2025 | 10.17% |
| Q2 2025 | 10.49% |
| Q3 2025 | 10.62% |
| Q4 2025 | 10.75% |
| Q1 2026 | 10.14% |
| Q2 2026 | 10.47% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.60% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.42% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.20% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.20% |
| Q2 2026 | 0.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $557.1M | 10.47% | 0.60% | 0.28% | 54.6% |
| Q1 2026 | 69 | $570.0M | 10.14% | 0.24% | 0.20% | 53.1% |
| Q4 2025 | 68 | $535.1M | 10.75% | 0.56% | 0.31% | 56.7% |
| Q3 2025 | 70 | $538.5M | 10.62% | 0.35% | 0.33% | 55.1% |
| Q2 2025 | 71 | $541.0M | 10.49% | 0.26% | 0.32% | 54.7% |
| Q1 2025 | 69 | $553.5M | 10.17% | 0.31% | 0.31% | 52.3% |
| Q4 2024 | 70 | $509.6M | 10.97% | 0.36% | 0.20% | 56.8% |
| Q3 2024 | 71 | $520.5M | 10.86% | 0.39% | 0.42% | 55.4% |
| Q2 2024 | 71 | $523.2M | 10.70% | 0.39% | 0.42% | 54.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spectra Federal Credit UnionCredit union Alexandria, VA | 45 out of 100, Below average | $544.4M | 8.7% | 1.85% | vs |
| Argent Federal Credit UnionCredit union Chesterfield, VA | 68 out of 100, Moderate | $571.8M | 9.6% | 0.75% | vs |
| Arlington Community Federal Credit UnionCredit union Arlington, VA | 55 out of 100, Moderate | $537.8M | 8.0% | 0.44% | vs |
| Valleystar Credit UnionCredit union Martinsville, VA | 45 out of 100, Below average | $503.4M | 10.3% | 1.76% | vs |
| Commonwealth One Federal Credit UnionCredit union Alexandria, VA | 55 out of 100, Moderate | $501.7M | 8.3% | 1.29% | vs |
| Henrico Federal Credit UnionCredit union Henrico, VA | 64 out of 100, Moderate | $499.7M | 10.7% | 1.44% | vs |
Deposit insurance
Is my money safe at Call Federal Credit Union?
Yes. Call Federal Credit Union is a federally insured credit union (NCUA charter #15209). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.6% of shares and deposits ($42.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.47%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
7 locations
Branches
Call Federal Credit Union lists 7 offices in 5 cities. Most locations:
- Richmond, VA (3)
- Chester, VA (1)
- Chesterfield, VA (1)
- Glen Allen, VA (1)
- Mechanicsville, VA (1)
HMDA 2025
Mortgage lending
In 2025, Call Federal Credit Union reported 418 home-loan applications under HMDA (LEI 254900JH47ETFGVNKS92): 310 originated ($29,150,000 total), 91 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Call Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15209
- RSSD ID
- 19981
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- 4235 Innslake Dr Ste 110, Glen Allen, VA 23060
- Employees
- 121
Quick answers
Call Federal Credit Union: common questions
Is Call Federal Credit Union NCUA insured?
Yes. Call Federal Credit Union is a federally insured credit union (NCUA charter #15209). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Call Federal Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Call Federal Credit Union have?
7 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Glen Allen
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank and Trust CompanyBank Blackstone, VA | 97 out of 100, Very strong | $577.6M | 15.4% | 0.23% | vs |
| 1st Advantage Federal Credit UnionCredit union Newport News, VA | 90 out of 100, Very strong | $1.1B | 16.7% | 0.45% | vs |
| Richmond Virginia Fire Police Credi Credit UnionCredit union Richmond, VA | 88 out of 100, Very strong | $21.2M | 15.4% | 0.55% | vs |
| Credit Union of Richmond IncorporatCredit union Richmond, VA | 87 out of 100, Very strong | $64.6M | 18.5% | 0.69% | vs |
| Dominion Energy Credit UnionCredit union North Chesterfi, VA | 84 out of 100, Strong | $336.4M | 14.3% | 0.43% | vs |
| Virginia National BankBank Charlottesville, VA | 83 out of 100, Strong | $1.6B | 13.2% | 0.47% | vs |