Side-by-side · Q2 2026 data
CalPrivate Bank vs San Diego County Credit Union
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | CalPrivate Bank | San Diego County Credit Union |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 58 | 93 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 26 | 94 (stronger) |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 36th | 95th |
| Total assets | $2.7B | $9.5B |
| Deposits / shares | $2.4B | $7.8B |
| Capital ratio | 11.52% | 19.82% (stronger) |
| Problem loans | 1.26% | 0.20% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.09% |
| Return on assets | 2.02% (stronger) | 0.54% |
| Loans ÷ deposits | 88.2% | 65.9% (stronger) |
| Uninsured deposits | 56.5% | 7.4% (stronger) |
| Offices | 7 | 25 |
| CFPB complaints (3 yrs) | — | 189 |
| Complaints per $1B deposits | — | 24.2 |
| Mortgage denial rate (HMDA) | — | 37.4% |
San Diego County Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), CalPrivate Bank leads on 2 and San Diego County Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.