Side-by-side · Q2 2026 data
Cambridge Savings Bank vs Cambridge Firefighters Federal Credit Union
Credit union
Cambridge Firefighters Federal Credit Union
Cambridge, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Cambridge Savings Bank | Cambridge Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 92 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 58 | 91 (stronger) |
| Earnings | 34 | 88 (stronger) |
| Funding & liquidity | 37 | 79 (stronger) |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 8th | 92nd |
| Total assets | $7.0B | $14.2M |
| Deposits / shares | $5.4B | $10.5M |
| Capital ratio | 10.25% | 25.82% (stronger) |
| Problem loans | 1.26% | 0.27% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.36% | 1.70% (stronger) |
| Loans ÷ deposits | 107.7% | 81.6% (stronger) |
| Uninsured deposits | 29.3% | 5.8% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Cambridge Firefighters Federal Credit Union has the higher TellerScore (92 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Cambridge Savings Bank leads on 0 and Cambridge Firefighters Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.