Side-by-side · Q2 2026 data
Cambridge Savings Bank vs Middlesex Savings Bank
Metric by metric
| Measure | Cambridge Savings Bank | Middlesex Savings Bank |
|---|---|---|
| TellerScore | 51 | 79 (stronger) |
| Capital cushion | 52 | 84 (stronger) |
| Loan quality | 58 | 89 (stronger) |
| Earnings | 34 | 49 (stronger) |
| Funding & liquidity | 37 | 80 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 8th | 88th |
| Total assets | $7.0B | $6.1B |
| Deposits / shares | $5.4B | $5.2B |
| Capital ratio | 10.25% | 13.44% (stronger) |
| Problem loans | 1.26% | 0.33% (stronger) |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 0.36% | 0.72% (stronger) |
| Loans ÷ deposits | 107.7% | 72.5% (stronger) |
| Uninsured deposits | 29.3% | 22.4% (stronger) |
| Offices | 19 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 10.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Cambridge Savings Bank leads on 0 and Middlesex Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bedford, MA
- Concord, MA