Side-by-side · Q2 2026 data
Camino Federal Credit Union vs E-Central Credit Union
Metric by metric
| Measure | Camino Federal Credit Union | E-Central Credit Union |
|---|---|---|
| TellerScore | 60 | 78 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 54 | 74 (stronger) |
| Earnings | 29 | 49 (stronger) |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 83 | 83 |
| Peer percentile | 21st | 74th |
| Total assets | $178.8M | $173.5M |
| Deposits / shares | $150.6M | $130.7M |
| Capital ratio | 12.25% | 23.41% (stronger) |
| Problem loans | 1.39% | 0.77% (stronger) |
| Net charge-offs | 0.46% | 0.21% (stronger) |
| Return on assets | 0.23% | 0.72% (stronger) |
| Loans ÷ deposits | 89.5% | 84.6% (stronger) |
| Uninsured deposits | 5.9% (stronger) | 6.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
E-Central Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Camino Federal Credit Union leads on 1 and E-Central Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.