TellerScore

Headquartered in Montebello, California, Camino Federal Credit Union is a federal credit union with $178.8M in total assets and $150.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1941.

Based on its Q2 2026 filing, Camino Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 178th. Its strongest component is problem-loan coverage (83/100; 8.6%), and its lowest is earnings (29/100; 0.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.25%
Loan quality54/100
Loans 60+ days delinquent ÷ total loans: 1.39%
Earnings29/100
Return on assets (annualized): 0.23%
Funding & liquidity71/100
Loans ÷ shares: 89.5% · 5.9% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (62 → 60), mostly because the earnings component weakened by 15 points.

TellerScore
496071Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202449
Q3 202465
Q4 202469
Q1 202571
Q2 202562
Q3 202557
Q4 202560
Q1 202664
Q2 202660
Net worth ratio
7.00%9.63%12.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.13%
Q3 202411.63%
Q4 202412.01%
Q1 202511.97%
Q2 202512.26%
Q3 202512.18%
Q4 202512.21%
Q1 202612.14%
Q2 202612.25%
Delinquent loans (60+ days)
0.43%1.32%2.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.20%
Q3 20240.67%
Q4 20240.53%
Q1 20250.43%
Q2 20251.46%
Q3 20251.97%
Q4 20251.70%
Q1 20260.78%
Q2 20261.39%
Return on assets
0.11%0.36%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.21%
Q3 20240.29%
Q4 20240.43%
Q1 20250.53%
Q2 20250.61%
Q3 20250.59%
Q4 20250.54%
Q1 20260.11%
Q2 20260.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$178.8M12.25%1.39%0.23%89.5%
Q1 202664$179.2M12.14%0.78%0.11%89.0%
Q4 202560$178.3M12.21%1.70%0.54%87.5%
Q3 202557$177.4M12.18%1.97%0.59%86.2%
Q2 202562$174.2M12.26%1.46%0.61%89.2%
Q1 202571$175.9M11.97%0.43%0.53%87.7%
Q4 202469$174.0M12.01%0.53%0.43%90.0%
Q3 202465$176.5M11.63%0.67%0.29%89.4%
Q2 202449$178.6M11.13%2.20%0.21%85.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.25%
60th
Problem loans1.39%
16th
Net charge-offs0.46%
39th
Return on assets0.23%
12th
Loans to deposits89.5%
18th
Uninsured deposits5.9%
49th
Loan-loss reserves0.00%
50th
Texas ratio8.6%
18th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Compass Community Credit UnionCredit union Eureka, CA74 out of 100, Strong$178.9M12.0%0.03%vs
California Lithuanian Credit UnionCredit union Santa Monica, CA70 out of 100, Strong$175.1M17.4%1.45%vs
San Joaquin Power Employees Credit UnionCredit union Fresno, CA84 out of 100, Strong$174.9M15.4%0.04%vs
Vida Federal Credit UnionCredit union Ontario, CA83 out of 100, Strong$174.6M13.8%0.13%vs
E-Central Credit UnionCredit union Pasadena, CA78 out of 100, Strong$173.5M23.4%0.77%vs
Santa Cruz Community Credit UnionCredit union Santa Cruz, CA57 out of 100, Moderate$172.1M10.6%0.52%vs

Deposit insurance

Is my money safe at Camino Federal Credit Union?

Yes. Camino Federal Credit Union is a federally insured credit union (NCUA charter #4633). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($8.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Camino Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Camino Federal Credit Union
Type
Federal credit union
NCUA charter #
4633
RSSD ID
209278
Primary regulator
NCUA
Established
1941
Headquarters
PO Box 849, Montebello, CA 90640
Employees
33

Quick answers

Camino Federal Credit Union: common questions

Is Camino Federal Credit Union NCUA insured?

Yes. Camino Federal Credit Union is a federally insured credit union (NCUA charter #4633). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Camino Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Camino Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Montebello

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
Santa Ana Federal Credit UnionCredit union Santa Ana, CA90 out of 100, Very strong$111.6M13.5%0.06%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs