Side-by-side · Q2 2026 data
Camp Grove State Bank vs Heartland Bank and Trust Company
Metric by metric
| Measure | Camp Grove State Bank | Heartland Bank and Trust Company |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 55 | 69 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 0 | 77 (stronger) |
| Funding & liquidity | 89 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 26th | 90th |
| Total assets | $53.1M | $6.7B |
| Deposits / shares | $37.6M | $5.8B |
| Capital ratio | 10.49% | 11.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | -0.65% | 1.43% (stronger) |
| Loans ÷ deposits | 46.0% (stronger) | 81.3% |
| Uninsured deposits | 24.8% | 23.9% (stronger) |
| Offices | 1 | 82 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.2% |
Heartland Bank and Trust Company has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Camp Grove State Bank leads on 3 and Heartland Bank and Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.