TellerScore

Camp Grove State Bank (FDIC certificate #10471) is based in Camp Grove, Illinois. Its Q2 2026 call report shows $53.1M in total assets and $37.6M in deposits and 1 office.

Camp Grove State Bank has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 224th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -0.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion55/100
Tier 1 leverage ratio: 10.49%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -0.65%
Funding & liquidity89/100
Loans ÷ deposits and uninsured-deposit share: 46.0% · 24.8% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (67 → 65), mostly because the earnings component weakened by 27 points.

TellerScore
646769Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202467
Q4 202467
Q1 202569
Q2 202567
Q3 202568
Q4 202568
Q1 202666
Q2 202665
Tier 1 leverage ratio
5.00%7.75%10.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.54%
Q3 20248.66%
Q4 20248.94%
Q1 20259.11%
Q2 20259.43%
Q3 20259.54%
Q4 20259.73%
Q1 202610.22%
Q2 202610.49%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.72%-0.18%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.05%
Q3 20240.23%
Q4 20240.18%
Q1 20250.35%
Q2 20250.18%
Q3 20250.18%
Q4 20250.09%
Q1 2026-0.72%
Q2 2026-0.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$53.1M10.49%0.00%-0.65%46.0%
Q1 202666$53.8M10.22%0.00%-0.72%39.3%
Q4 202568$57.6M9.73%0.00%0.09%36.5%
Q3 202568$58.5M9.54%0.00%0.18%33.5%
Q2 202567$58.3M9.43%0.00%0.18%28.1%
Q1 202569$59.5M9.11%0.00%0.35%25.5%
Q4 202467$61.0M8.94%0.00%0.18%25.5%
Q3 202467$65.4M8.66%0.00%0.23%22.9%
Q2 202464$62.8M8.54%0.00%-0.05%23.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.49%
24th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs-0.02%
90th
Return on assets-0.65%
8th
Net interest margin2.97%
15th
Efficiency ratio127.4%
6th
Loans to deposits46.0%
74th
Uninsured deposits24.8%
21st
Loan-loss reserves1.05%
36th
Texas ratio0.2%
68th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers & Merchants Bank of HutsonvilleBank Hutsonville, IL95 out of 100, Very strong$52.0M18.5%0.00%vs
Community National Bank in MonmouthBank Monmouth, IL77 out of 100, Strong$55.1M13.1%0.90%vs
First Community Bank, Xenia-FloraBank Xenia, IL86 out of 100, Very strong$55.5M12.0%0.22%vs
Peoples State Bank of ColfaxBank Colfax, IL84 out of 100, Strong$49.5M11.7%0.00%vs
Citizens State Bank of MilfordBank Milford, IL62 out of 100, Moderate$56.9M9.1%0.76%vs
Buckley State BankBank Buckley, IL64 out of 100, Moderate$49.0M12.9%1.79%vs

Deposit insurance

Is my money safe at Camp Grove State Bank?

Yes. Camp Grove State Bank is an FDIC-insured institution (FDIC certificate #10471). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.8% of deposits ($9.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Camp Grove State Bank lists 1 office in 1 city. Most locations:

  • Camp Grove, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Camp Grove State Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
10471
RSSD ID
302133
Primary regulator
FED
Holding company
Katz Bcorp Llc
Established
January 1, 1902
Headquarters
26 Main Street, Camp Grove, IL 61424
Employees
8

Quick answers

Camp Grove State Bank: common questions

Is Camp Grove State Bank FDIC insured?

Yes. Camp Grove State Bank is an FDIC-insured institution (FDIC certificate #10471). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Camp Grove State Bank's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Camp Grove State Bank ever failed?

There is no failure record for FDIC certificate #10471 in the FDIC failed bank list.

How many branches does Camp Grove State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Camp Grove

InstitutionScoreAssetsCapitalProblem loansCompare
North Central BankBank Hennepin, IL82 out of 100, Strong$165.9M12.3%0.26%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
The First National Bank of LaconBank Lacon, IL78 out of 100, Strong$103.7M11.8%0.14%vs
State Bank of ToulonBank Toulon, IL77 out of 100, Strong$343.4M10.5%0.13%vs
Union Federal Savings and Loan AssociationBank Kewanee, IL77 out of 100, Strong$145.6M16.5%0.51%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs