Side-by-side · Q2 2026 data
Campus State Bank vs Bank of Pontiac
Metric by metric
| Measure | Campus State Bank | Bank of Pontiac |
|---|---|---|
| TellerScore | 87 (stronger) | 72 |
| Capital cushion | 73 (stronger) | 54 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 77 (stronger) | 71 |
| Funding & liquidity | 96 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 84th | 66th |
| Total assets | $26.2M | $1.2B |
| Deposits / shares | $23.0M | $1.0B |
| Capital ratio | 12.28% (stronger) | 10.35% |
| Problem loans | 0.00% (stronger) | 0.27% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 1.43% (stronger) | 1.28% |
| Loans ÷ deposits | 64.1% (stronger) | 82.9% |
| Uninsured deposits | 10.0% (stronger) | 32.6% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Campus State Bank has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Campus State Bank leads on 7 and Bank of Pontiac on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.