TellerScore

Campus State Bank (FDIC certificate #10840) is based in Campus, Illinois. Its Q2 2026 call report shows $26.2M in total assets and $23.0M in deposits and 1 office.

Campus State Bank has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 84% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 26th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (73/100, 12.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Tier 1 leverage ratio: 12.28%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings77/100
Return on assets (annualized): 1.43%
Funding & liquidity96/100
Loans ÷ deposits and uninsured-deposit share: 64.1% · 10.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (81 → 87), mostly because the earnings component improved by 14 points.

TellerScore
768390Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202479
Q4 202476
Q1 202585
Q2 202581
Q3 202583
Q4 202580
Q1 202690
Q2 202687
Tier 1 leverage ratio
5.00%8.64%12.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.41%
Q3 202410.68%
Q4 202410.78%
Q1 202511.30%
Q2 202511.63%
Q3 202511.84%
Q4 202511.72%
Q1 202612.01%
Q2 202612.28%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.89%1.54%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.04%
Q3 20241.09%
Q4 20240.89%
Q1 20251.60%
Q2 20251.08%
Q3 20251.22%
Q4 20250.92%
Q1 20262.18%
Q2 20261.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$26.2M12.28%0.00%1.43%64.1%
Q1 202690$25.5M12.01%0.00%2.18%68.6%
Q4 202580$25.5M11.72%0.00%0.92%71.4%
Q3 202583$25.7M11.84%0.00%1.22%71.5%
Q2 202581$25.4M11.63%0.00%1.08%69.4%
Q1 202585$25.8M11.30%0.00%1.60%67.2%
Q4 202476$24.7M10.78%0.00%0.89%75.6%
Q3 202479$26.1M10.68%0.00%1.09%68.5%
Q2 202478$26.5M10.41%0.00%1.04%63.3%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.28%
44th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets1.43%
72nd
Net interest margin5.06%
89th
Efficiency ratio68.5%
55th
Loans to deposits64.1%
52nd
Uninsured deposits10.0%
76th
Loan-loss reserves1.07%
39th
Texas ratio0.0%
85th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank of AssumptionBank Assumption, IL70 out of 100, Strong$25.2M11.1%1.24%vs
Milford Building and Loan AssociationBank Milford, IL51 out of 100, Below average$28.1M12.3%2.55%vs
Citizens Bank of EdinburgBank Edinburg, IL79 out of 100, Strong$29.0M11.9%0.00%vs
Sainte Marie State BankBank Sainte Marie, IL76 out of 100, Strong$23.0M15.8%0.31%vs
Peoples Bank of MaconBank Macon, IL82 out of 100, Strong$22.7M13.6%0.00%vs
First State Bank of St. PeterBank Saint Peter, IL83 out of 100, Strong$30.1M18.5%1.71%vs

Deposit insurance

Is my money safe at Campus State Bank?

Yes. Campus State Bank is an FDIC-insured institution (FDIC certificate #10840). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.0% of deposits ($2.3M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.28%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Campus State Bank lists 1 office in 1 city. Most locations:

  • Campus, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Campus State Bank
Type
State-chartered bank
FDIC certificate #
10840
RSSD ID
424437
Primary regulator
FDIC
Established
January 1, 1899
Headquarters
206 Center St, Campus, IL 60920
Employees
4

Quick answers

Campus State Bank: common questions

Is Campus State Bank FDIC insured?

Yes. Campus State Bank is an FDIC-insured institution (FDIC certificate #10840). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Campus State Bank's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Campus State Bank ever failed?

There is no failure record for FDIC certificate #10840 in the FDIC failed bank list.

How many branches does Campus State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Campus

InstitutionScoreAssetsCapitalProblem loansCompare
Vermilion Valley BankBank Piper City, IL96 out of 100, Very strong$198.2M16.7%0.03%vs
The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL96 out of 100, Very strong$337.1M16.1%0.03%vs
Grundy BankBank Morris, IL85 out of 100, Very strong$504.7M12.6%0.20%vs
Streator Onized Credit UnionCredit union Streator, IL84 out of 100, Strong$423.3M15.6%0.47%vs
Financial Plus Credit UnionCredit union Ottawa, IL84 out of 100, Strong$607.4M13.2%0.45%vs
Pontiac Dwight Prison Employs Credit UnionCredit union Pontiac, IL81 out of 100, Strong$8.3M10.8%0.00%vs