Side-by-side · Q2 2026 data
Campus USA Credit Union vs Fairwinds Credit Union
Metric by metric
| Measure | Campus USA Credit Union | Fairwinds Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 73 (stronger) | 62 |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 70 (stronger) | 51 |
| Funding & liquidity | 61 | 89 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 79th | 70th |
| Total assets | $4.0B | $5.3B |
| Deposits / shares | $3.4B | $4.8B |
| Capital ratio | 12.25% (stronger) | 11.17% |
| Problem loans | 0.38% (stronger) | 0.46% |
| Net charge-offs | 0.38% | 0.18% (stronger) |
| Return on assets | 1.26% (stronger) | 0.77% |
| Loans ÷ deposits | 98.3% | 71.6% (stronger) |
| Uninsured deposits | 15.4% | 9.0% (stronger) |
| Offices | 14 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 38.6% |
Campus USA Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Campus USA Credit Union leads on 4 and Fairwinds Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.