Side-by-side · Q2 2026 data
Cannon Federal Credit Union vs Otero Federal Credit Union
Metric by metric
| Measure | Cannon Federal Credit Union | Otero Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 95 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 57 | 89 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 91st | 98th |
| Total assets | $101.7M | $535.3M |
| Deposits / shares | $87.5M | $450.7M |
| Capital ratio | 13.68% | 15.54% (stronger) |
| Problem loans | 0.06% (stronger) | 0.26% |
| Net charge-offs | 0.65% | 0.58% (stronger) |
| Return on assets | 0.92% | 1.72% (stronger) |
| Loans ÷ deposits | 54.7% (stronger) | 55.5% |
| Uninsured deposits | 2.7% (stronger) | 2.9% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Otero Federal Credit Union has the higher TellerScore (95 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Cannon Federal Credit Union leads on 3 and Otero Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.