Side-by-side · Q2 2026 data
Canopy Federal Credit Union vs Mountaincrest Credit Union
Metric by metric
| Measure | Canopy Federal Credit Union | Mountaincrest Credit Union |
|---|---|---|
| TellerScore | 51 | 67 (stronger) |
| Capital cushion | 40 | 94 (stronger) |
| Loan quality | 71 (stronger) | 26 |
| Earnings | 13 | 60 (stronger) |
| Funding & liquidity | 68 | 85 (stronger) |
| Problem-loan coverage | 80 (stronger) | 74 |
| Peer percentile | 7th | 41st |
| Total assets | $222.0M | $152.9M |
| Deposits / shares | $198.0M | $130.9M |
| Capital ratio | 9.01% | 14.42% (stronger) |
| Problem loans | 0.86% (stronger) | 2.22% |
| Net charge-offs | 0.93% (stronger) | 0.96% |
| Return on assets | -0.18% | 0.99% (stronger) |
| Loans ÷ deposits | 92.0% | 74.8% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 5.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | — |
Mountaincrest Credit Union has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Canopy Federal Credit Union leads on 3 and Mountaincrest Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.