Side-by-side · Q2 2026 data
Canton Co-operative Bank vs Mechanics Cooperative Bank
Metric by metric
| Measure | Canton Co-operative Bank | Mechanics Cooperative Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 36 | 70 (stronger) |
| Funding & liquidity | 76 (stronger) | 43 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 84th | 68th |
| Total assets | $154.8M | $898.8M |
| Deposits / shares | $127.2M | $679.6M |
| Capital ratio | 15.25% (stronger) | 12.38% |
| Problem loans | 0.06% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.41% | 1.24% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 108.8% |
| Uninsured deposits | 12.6% (stronger) | 22.5% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 8.9% |
Canton Co-operative Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Canton Co-operative Bank leads on 5 and Mechanics Cooperative Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.