Side-by-side · Q2 2026 data
Canton School Employees Federal Credit Union vs Universal 1 Credit Union
Credit union
Canton School Employees Federal Credit Union
North Canton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Canton School Employees Federal Credit Union | Universal 1 Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 53 | 74 (stronger) |
| Loan quality | 77 (stronger) | 49 |
| Earnings | 47 | 48 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 45th | 45th |
| Total assets | $462.2M | $424.7M |
| Deposits / shares | $406.1M | $370.1M |
| Capital ratio | 10.26% | 12.42% (stronger) |
| Problem loans | 0.69% (stronger) | 1.53% |
| Net charge-offs | 0.94% (stronger) | 1.37% |
| Return on assets | 0.67% | 0.71% (stronger) |
| Loans ÷ deposits | 67.5% | 58.0% (stronger) |
| Uninsured deposits | 7.0% | 2.6% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 9.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Canton School Employees Federal Credit Union leads on 2 and Universal 1 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.