TellerScore

Canton School Employees Federal Credit Union is a federal credit union headquartered in North Canton, Ohio, in business for about 88 years. At the end of Q2 2026 it reported $462.2M in total assets and $406.1M in member shares and deposits, with 3 offices.

Canton School Employees Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 108th. Funding & liquidity contributes the most (93/100, 67% loans-to-deposits, 7% uninsured); earnings contributes the least (47/100, 0.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Net worth ratio: 10.26%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.69%
Earnings47/100
Return on assets (annualized): 0.67%
Funding & liquidity93/100
Loans ÷ shares: 67.5% · 7.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 68).

TellerScore
676970Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202470
Q4 202467
Q1 202569
Q2 202569
Q3 202567
Q4 202569
Q1 202670
Q2 202668
Net worth ratio
7.00%8.99%10.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.69%
Q3 202410.98%
Q4 202410.63%
Q1 202510.34%
Q2 202510.21%
Q3 202510.32%
Q4 202510.39%
Q1 202610.41%
Q2 202610.26%
Delinquent loans (60+ days)
0.51%0.63%0.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20240.60%
Q4 20240.74%
Q1 20250.60%
Q2 20250.51%
Q3 20250.62%
Q4 20250.70%
Q1 20260.69%
Q2 20260.69%
Return on assets
0.46%0.64%0.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.46%
Q3 20240.73%
Q4 20240.66%
Q1 20250.74%
Q2 20250.63%
Q3 20250.60%
Q4 20250.76%
Q1 20260.83%
Q2 20260.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$462.2M10.26%0.69%0.67%67.5%
Q1 202670$456.2M10.41%0.69%0.83%64.6%
Q4 202569$447.7M10.39%0.70%0.76%66.2%
Q3 202567$437.5M10.32%0.62%0.60%67.9%
Q2 202569$436.1M10.21%0.51%0.63%67.7%
Q1 202569$431.7M10.34%0.60%0.74%67.2%
Q4 202467$412.1M10.63%0.74%0.66%71.4%
Q3 202470$393.5M10.98%0.60%0.73%73.8%
Q2 202467$392.7M10.69%0.56%0.46%72.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.26%
33rd
Problem loans0.69%
49th
Net charge-offs0.94%
11th
Return on assets0.67%
44th
Loans to deposits67.5%
66th
Uninsured deposits7.0%
40th
Loan-loss reserves0.00%
50th
Texas ratio4.3%
48th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Century Federal Credit UnionCredit union Independence, OH65 out of 100, Moderate$469.9M10.9%0.63%vs
Cme Federal Credit UnionCredit union Columbus, OH61 out of 100, Moderate$480.9M8.6%0.66%vs
Universal 1 Credit UnionCredit union Dayton, OH68 out of 100, Moderate$424.7M12.4%1.53%vs
River Valley Credit UnionCredit union Miamisburg, OH73 out of 100, Strong$502.3M12.0%0.48%vs
Oucu Financial Credit Union, Inc.Credit union Athens, OH55 out of 100, Moderate$526.8M11.5%1.17%vs
Fremont Federal Credit UnionCredit union Fremont, OH74 out of 100, Strong$391.4M12.7%0.86%vs

Deposit insurance

Is my money safe at Canton School Employees Federal Credit Union?

Yes. Canton School Employees Federal Credit Union is a federally insured credit union (NCUA charter #2535). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.0% of shares and deposits ($28.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.26%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Canton School Employees Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Canton School Employees Federal Credit Union reported 501 home-loan applications under HMDA (LEI 549300KZVNU4UKZSWD59): 410 originated ($29,300,000 total), 62 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Canton School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
2535
RSSD ID
678678
Primary regulator
NCUA
Established
1938
Headquarters
4101 Shuffel St NW, North Canton, OH 44720
Employees
134

Quick answers

Canton School Employees Federal Credit Union: common questions

Is Canton School Employees Federal Credit Union NCUA insured?

Yes. Canton School Employees Federal Credit Union is a federally insured credit union (NCUA charter #2535). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Canton School Employees Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Canton School Employees Federal Credit Union have?

3 offices as of the latest NCUA data.