Side-by-side · Q2 2026 data
Cape & Coast Bank vs Newburyport Five Cents Savings Bank
Bank
Newburyport Five Cents Savings Bank
Newburyport, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Cape & Coast Bank | Newburyport Five Cents Savings Bank |
|---|---|---|
| TellerScore | 53 (stronger) | 44 |
| Capital cushion | 47 | 48 (stronger) |
| Loan quality | 69 (stronger) | 45 |
| Earnings | 41 (stronger) | 36 |
| Funding & liquidity | 32 (stronger) | 29 |
| Problem-loan coverage | 84 (stronger) | 70 |
| Peer percentile | 11th | 4th |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.4B | $1.3B |
| Capital ratio | 9.70% | 9.76% (stronger) |
| Problem loans | 0.94% (stronger) | 1.66% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 0.52% (stronger) | 0.39% |
| Loans ÷ deposits | 103.6% | 102.7% (stronger) |
| Uninsured deposits | 37.6% (stronger) | 40.4% |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 9.2% |
Cape & Coast Bank has the higher TellerScore (53 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Cape & Coast Bank leads on 5 and Newburyport Five Cents Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.