Side-by-side · Q2 2026 data
Cape & Coast Bank vs The Lowell Five Cent Savings Bank
Metric by metric
| Measure | Cape & Coast Bank | The Lowell Five Cent Savings Bank |
|---|---|---|
| TellerScore | 53 | 65 (stronger) |
| Capital cushion | 47 | 77 (stronger) |
| Loan quality | 69 (stronger) | 66 |
| Earnings | 41 | 51 (stronger) |
| Funding & liquidity | 32 | 42 (stronger) |
| Problem-loan coverage | 84 | 88 (stronger) |
| Peer percentile | 11th | 36th |
| Total assets | $1.7B | $1.9B |
| Deposits / shares | $1.4B | $1.6B |
| Capital ratio | 9.70% | 12.68% (stronger) |
| Problem loans | 0.94% (stronger) | 1.03% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.52% | 0.77% (stronger) |
| Loans ÷ deposits | 103.6% | 89.0% (stronger) |
| Uninsured deposits | 37.6% (stronger) | 41.1% |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 8.0% |
The Lowell Five Cent Savings Bank has the higher TellerScore (65 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Cape & Coast Bank leads on 3 and The Lowell Five Cent Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.