Side-by-side · Q2 2026 data
Cape Ann Savings Bank vs Institution for Savings in Newburyport and Its Vicinity
Bank
Institution for Savings in Newburyport and Its Vicinity
Newburyport, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Cape Ann Savings Bank | Institution for Savings in Newburyport and Its Vicinity |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 80 | 99 (stronger) |
| Earnings | 89 (stronger) | 62 |
| Funding & liquidity | 60 (stronger) | 36 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 97th | 80th |
| Total assets | $1.1B | $5.6B |
| Deposits / shares | $804.8M | $3.4B |
| Capital ratio | 20.48% (stronger) | 12.66% |
| Problem loans | 0.59% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.72% (stronger) | 1.05% |
| Loans ÷ deposits | 90.7% (stronger) | 126.1% |
| Uninsured deposits | 23.4% (stronger) | 27.9% |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
Cape Ann Savings Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Cape Ann Savings Bank leads on 5 and Institution for Savings in Newburyport and Its Vicinity on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gloucester, MA
- Rockport, MA