Side-by-side · Q2 2026 data
Capital Area Federal Credit Union vs Coast Line Credit Union
Credit union
Capital Area Federal Credit Union
Augusta, Maine · Under $100 million in assets
Metric by metric
| Measure | Capital Area Federal Credit Union | Coast Line Credit Union |
|---|---|---|
| TellerScore | 86 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 93 (stronger) |
| Earnings | 73 | 79 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 80th | 95th |
| Total assets | $71.4M | $89.2M |
| Deposits / shares | $57.7M | $68.3M |
| Capital ratio | 17.65% | 19.06% (stronger) |
| Problem loans | 0.59% | 0.22% (stronger) |
| Net charge-offs | -0.16% (stronger) | 0.01% |
| Return on assets | 1.33% | 1.48% (stronger) |
| Loans ÷ deposits | 84.6% | 53.8% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 9.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Coast Line Credit Union has the higher TellerScore (94 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Capital Area Federal Credit Union leads on 2 and Coast Line Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.