Coast Line Credit Union is a federally insured state-chartered credit union headquartered in South Portland, Maine, in business for about 99 years. At the end of Q2 2026 it reported $89.2M in total assets and $68.3M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Coast Line Credit Union scores 94/100, which we describe as very strong. That is higher than 95% of 2,479 credit unions with under $100 million in assets. Among 48 credit unions headquartered in Maine, it ranks 2nd. Its strongest component is capital cushion (100/100; 19.06%), and its lowest is earnings (79/100; 1.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (90 → 94), mostly because the loan quality component improved by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 93 |
| Q4 2024 | 93 |
| Q1 2025 | 94 |
| Q2 2025 | 90 |
| Q3 2025 | 92 |
| Q4 2025 | 93 |
| Q1 2026 | 91 |
| Q2 2026 | 94 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.74% |
| Q3 2024 | 18.55% |
| Q4 2024 | 18.42% |
| Q1 2025 | 18.36% |
| Q2 2025 | 18.74% |
| Q3 2025 | 18.57% |
| Q4 2025 | 18.29% |
| Q1 2026 | 18.67% |
| Q2 2026 | 19.06% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.52% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.50% |
| Q3 2024 | 1.48% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.55% |
| Q2 2025 | 1.60% |
| Q3 2025 | 1.56% |
| Q4 2025 | 1.50% |
| Q1 2026 | 1.45% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 94 | $89.2M | 19.06% | 0.22% | 1.48% | 53.8% |
| Q1 2026 | 91 | $89.3M | 18.67% | 0.52% | 1.45% | 53.4% |
| Q4 2025 | 93 | $89.3M | 18.29% | 0.35% | 1.50% | 54.3% |
| Q3 2025 | 92 | $86.2M | 18.57% | 0.44% | 1.56% | 58.6% |
| Q2 2025 | 90 | $83.6M | 18.74% | 0.81% | 1.60% | 60.7% |
| Q1 2025 | 94 | $83.5M | 18.36% | 0.23% | 1.55% | 59.9% |
| Q4 2024 | 93 | $81.5M | 18.42% | 0.24% | 1.47% | 64.5% |
| Q3 2024 | 93 | $79.1M | 18.55% | 0.25% | 1.48% | 67.3% |
| Q2 2024 | 90 | $76.7M | 18.74% | 0.51% | 1.50% | 69.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sabattus Regional Credit UnionCredit union Sabattus, ME | 70 out of 100, Strong | $85.2M | 10.3% | 0.76% | vs |
| Eastmill Federal Credit UnionCredit union East Millinocke, ME | 87 out of 100, Very strong | $79.6M | 18.6% | 0.00% | vs |
| Capital Area Federal Credit UnionCredit union Augusta, ME | 86 out of 100, Very strong | $71.4M | 17.6% | 0.59% | vs |
| Great Falls Regional Federal Credit UnionCredit union Lewiston, ME | 78 out of 100, Strong | $66.0M | 13.3% | 0.46% | vs |
| Milestones Federal Credit UnionCredit union Lewiston, ME | 62 out of 100, Moderate | $35.1M | 10.9% | 0.76% | vs |
| Maine Solutions Federal Credit UnionCredit union South Portland, ME | 61 out of 100, Moderate | $20.9M | 10.0% | 0.88% | vs |
Deposit insurance
Is my money safe at Coast Line Credit Union?
Yes. Coast Line Credit Union is a federally insured credit union (NCUA charter #60646). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.1% of shares and deposits ($6.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Coast Line Credit Union lists 1 office in 1 city. Most locations:
HMDA 2025
Mortgage lending
In 2025, Coast Line Credit Union reported 22 home-loan applications under HMDA (LEI 25490093XKEEYF9N9X26): 17 originated ($2,125,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Coast Line Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60646
- RSSD ID
- 464796
- Primary regulator
- State + NCUA
- Established
- 1927
- Headquarters
- 333 Cottage Rd, South Portland, ME 04106
- Employees
- 7
Quick answers
Coast Line Credit Union: common questions
Is Coast Line Credit Union NCUA insured?
Yes. Coast Line Credit Union is a federally insured credit union (NCUA charter #60646). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Coast Line Credit Union's TellerScore?
94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Coast Line Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near South Portland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gardiner Federal Credit UnionCredit union Gardiner, ME | 96 out of 100, Very strong | $100.7M | 15.9% | 0.12% | vs |
| Skowhegan Savings BankBank Skowhegan, ME | 88 out of 100, Very strong | $855.0M | 15.8% | 0.42% | vs |
| Capital Area Federal Credit UnionCredit union Augusta, ME | 86 out of 100, Very strong | $71.4M | 17.6% | 0.59% | vs |
| Bath Savings InstitutionBank Bath, ME | 82 out of 100, Strong | $1.5B | 15.8% | 0.05% | vs |
| Norway Savings BankBank Norway, ME | 81 out of 100, Strong | $2.2B | 14.1% | 0.29% | vs |
| Kennebec Savings BankBank Augusta, ME | 79 out of 100, Strong | $1.9B | 14.0% | 0.46% | vs |