Side-by-side · Q2 2026 data
Capital Area Federal Credit Union vs Cport Credit Union
Credit union
Capital Area Federal Credit Union
Augusta, Maine · Under $100 million in assets
Metric by metric
| Measure | Capital Area Federal Credit Union | Cport Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 80 (stronger) | 73 |
| Earnings | 73 (stronger) | 34 |
| Funding & liquidity | 76 | 84 (stronger) |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 80th | 29th |
| Total assets | $71.4M | $434.9M |
| Deposits / shares | $57.7M | $387.2M |
| Capital ratio | 17.65% (stronger) | 10.66% |
| Problem loans | 0.59% (stronger) | 0.82% |
| Net charge-offs | -0.16% (stronger) | 0.20% |
| Return on assets | 1.33% (stronger) | 0.36% |
| Loans ÷ deposits | 84.6% | 76.7% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 5.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Area Federal Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Capital Area Federal Credit Union leads on 6 and Cport Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.