TellerScore

Cport Credit Union is a federally insured state-chartered credit union headquartered in Portland, Maine, in business for about 95 years. At the end of Q2 2026 it reported $434.9M in total assets and $387.2M in member shares and deposits, with 4 offices.

Cport Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 1,341 credit unions with $100 million – $1 billion. Among 48 credit unions headquartered in Maine, it ranks 28th. Funding & liquidity contributes the most (84/100, 77% loans-to-deposits, 6% uninsured); earnings contributes the least (34/100, 0.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.66%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.82%
Earnings34/100
Return on assets (annualized): 0.36%
Funding & liquidity84/100
Loans ÷ shares: 76.7% · 5.6% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.65%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 63).

TellerScore
596367Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202466
Q4 202467
Q1 202567
Q2 202562
Q3 202562
Q4 202559
Q1 202661
Q2 202663
Net worth ratio
7.00%8.97%10.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.21%
Q3 202410.49%
Q4 202410.55%
Q1 202510.37%
Q2 202510.80%
Q3 202510.94%
Q4 202510.71%
Q1 202610.45%
Q2 202610.66%
Delinquent loans (60+ days)
0.53%0.98%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.87%
Q3 20240.81%
Q4 20240.70%
Q1 20250.53%
Q2 20251.20%
Q3 20251.10%
Q4 20251.43%
Q1 20260.90%
Q2 20260.82%
Return on assets
0.26%0.54%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.74%
Q4 20240.69%
Q1 20250.50%
Q2 20250.54%
Q3 20250.49%
Q4 20250.51%
Q1 20260.26%
Q2 20260.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$434.9M10.66%0.82%0.36%76.7%
Q1 202661$439.2M10.45%0.90%0.26%75.8%
Q4 202559$425.7M10.71%1.43%0.51%77.6%
Q3 202562$415.2M10.94%1.10%0.49%78.5%
Q2 202562$416.8M10.80%1.20%0.54%76.6%
Q1 202567$428.2M10.37%0.53%0.50%73.1%
Q4 202467$415.8M10.55%0.70%0.69%77.3%
Q3 202466$417.7M10.49%0.81%0.74%77.7%
Q2 202465$423.0M10.21%0.87%0.81%78.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.66%
38th
Problem loans0.82%
41st
Net charge-offs0.20%
71st
Return on assets0.36%
22nd
Loans to deposits76.7%
48th
Uninsured deposits5.6%
53rd
Loan-loss reserves0.00%
50th
Texas ratio8.6%
18th

Similar-size credit unions in Maine

InstitutionScoreAssetsCapitalProblem loansCompare
Acadia Federal Credit UnionCredit union Fort Kent, ME60 out of 100, Moderate$412.8M11.1%1.12%vs
Ancorum Credit UnionCredit union Bath, ME53 out of 100, Below average$401.8M9.5%1.60%vs
Cumberland County Federal Credit UnionCredit union Falmouth, ME68 out of 100, Moderate$494.0M10.1%0.90%vs
Dirigo Federal Credit UnionCredit union Lewiston, ME59 out of 100, Moderate$498.2M10.1%0.93%vs
Oxford Federal Credit UnionCredit union Mexico, ME91 out of 100, Very strong$370.2M16.2%0.48%vs
Peopleschoice Credit UnionCredit union Biddeford, ME58 out of 100, Moderate$366.9M8.8%1.01%vs

Deposit insurance

Is my money safe at Cport Credit Union?

Yes. Cport Credit Union is a federally insured credit union (NCUA charter #63828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.6% of shares and deposits ($21.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.66%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Cport Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cport Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63828
RSSD ID
831099
Primary regulator
State + NCUA
Established
1931
Headquarters
PO Box 777, Portland, ME 04104
Employees
108

Quick answers

Cport Credit Union: common questions

Is Cport Credit Union NCUA insured?

Yes. Cport Credit Union is a federally insured credit union (NCUA charter #63828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cport Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cport Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Portland

InstitutionScoreAssetsCapitalProblem loansCompare
Gardiner Federal Credit UnionCredit union Gardiner, ME96 out of 100, Very strong$100.7M15.9%0.12%vs
Coast Line Credit UnionCredit union South Portland, ME94 out of 100, Very strong$89.2M19.1%0.22%vs
Skowhegan Savings BankBank Skowhegan, ME88 out of 100, Very strong$855.0M15.8%0.42%vs
Eastmill Federal Credit UnionCredit union East Millinocke, ME87 out of 100, Very strong$79.6M18.6%0.00%vs
Capital Area Federal Credit UnionCredit union Augusta, ME86 out of 100, Very strong$71.4M17.6%0.59%vs
Bath Savings InstitutionBank Bath, ME82 out of 100, Strong$1.5B15.8%0.05%vs