Side-by-side · Q2 2026 data
Capital Area Federal Credit Union vs Evergreen Credit Union
Credit union
Capital Area Federal Credit Union
Augusta, Maine · Under $100 million in assets
Metric by metric
| Measure | Capital Area Federal Credit Union | Evergreen Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 80 (stronger) | 65 |
| Earnings | 73 (stronger) | 49 |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 80th | 12th |
| Total assets | $71.4M | $644.5M |
| Deposits / shares | $57.7M | $585.2M |
| Capital ratio | 17.65% (stronger) | 7.98% |
| Problem loans | 0.59% (stronger) | 1.05% |
| Net charge-offs | -0.16% (stronger) | 0.22% |
| Return on assets | 1.33% (stronger) | 0.73% |
| Loans ÷ deposits | 84.6% | 82.9% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 6.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Area Federal Credit Union has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Capital Area Federal Credit Union leads on 6 and Evergreen Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.