Evergreen Credit Union (NCUA charter #68038) is based in Portland, Maine. Its Q2 2026 call report shows $644.5M in total assets and $585.2M in member shares and deposits and 5 offices.
Evergreen Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 12% of its 1,341 credit unions with $100 million – $1 billion. Among 48 credit unions headquartered in Maine, it ranks 43rd. Problem-loan coverage contributes the most (79/100, 10.3%); capital cushion contributes the least (30/100, 7.98%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 55).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 58 |
| Q4 2024 | 48 |
| Q1 2025 | 52 |
| Q2 2025 | 55 |
| Q3 2025 | 58 |
| Q4 2025 | 57 |
| Q1 2026 | 57 |
| Q2 2026 | 55 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.26% |
| Q3 2024 | 7.33% |
| Q4 2024 | 7.38% |
| Q1 2025 | 7.26% |
| Q2 2025 | 7.28% |
| Q3 2025 | 7.80% |
| Q4 2025 | 7.90% |
| Q1 2026 | 7.93% |
| Q2 2026 | 7.98% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.43% |
| Q4 2024 | 1.33% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.85% |
| Q4 2025 | 1.01% |
| Q1 2026 | 0.90% |
| Q2 2026 | 1.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.54% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.95% |
| Q4 2025 | 1.00% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $644.5M | 7.98% | 1.05% | 0.73% | 82.9% |
| Q1 2026 | 57 | $641.4M | 7.93% | 0.90% | 0.75% | 80.0% |
| Q4 2025 | 57 | $627.0M | 7.90% | 1.01% | 1.00% | 80.7% |
| Q3 2025 | 58 | $625.6M | 7.80% | 0.85% | 0.95% | 78.9% |
| Q2 2025 | 55 | $603.3M | 7.28% | 0.72% | 0.61% | 79.9% |
| Q1 2025 | 52 | $587.8M | 7.26% | 0.84% | 0.41% | 80.2% |
| Q4 2024 | 48 | $569.6M | 7.38% | 1.33% | 0.54% | 82.2% |
| Q3 2024 | 58 | $564.9M | 7.33% | 0.43% | 0.57% | 81.9% |
| Q2 2024 | 55 | $553.6M | 7.26% | 0.59% | 0.43% | 83.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Town & Country Federal Credit UnionCredit union South Portland, ME | 59 out of 100, Moderate | $621.2M | 8.5% | 0.35% | vs |
| University Credit UnionCredit union Orono, ME | 60 out of 100, Moderate | $538.5M | 9.4% | 0.61% | vs |
| The County Federal Credit UnionCredit union Presque Isle, ME | 66 out of 100, Moderate | $529.8M | 10.7% | 0.58% | vs |
| Dirigo Federal Credit UnionCredit union Lewiston, ME | 59 out of 100, Moderate | $498.2M | 10.1% | 0.93% | vs |
| Cumberland County Federal Credit UnionCredit union Falmouth, ME | 68 out of 100, Moderate | $494.0M | 10.1% | 0.90% | vs |
| Maine State Credit UnionCredit union Augusta, ME | 59 out of 100, Moderate | $805.9M | 9.8% | 0.79% | vs |
Deposit insurance
Is my money safe at Evergreen Credit Union?
Yes. Evergreen Credit Union is a federally insured credit union (NCUA charter #68038). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.9% of shares and deposits ($40.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 7.98%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Evergreen Credit Union lists 5 offices in 5 cities. Most locations:
- Naples, ME (1)
- Portland, ME (1)
- Scarborough, ME (1)
- South Portland, ME (1)
- Windham, ME (1)
Identity & history
Profile
- Legal name
- Evergreen Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68038
- RSSD ID
- 365987
- Primary regulator
- State + NCUA
- Established
- 1951
- Headquarters
- PO Box 1038, Portland, ME 04104
- Employees
- 125
Quick answers
Evergreen Credit Union: common questions
Is Evergreen Credit Union NCUA insured?
Yes. Evergreen Credit Union is a federally insured credit union (NCUA charter #68038). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Evergreen Credit Union's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Evergreen Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Portland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gardiner Federal Credit UnionCredit union Gardiner, ME | 96 out of 100, Very strong | $100.7M | 15.9% | 0.12% | vs |
| Coast Line Credit UnionCredit union South Portland, ME | 94 out of 100, Very strong | $89.2M | 19.1% | 0.22% | vs |
| Skowhegan Savings BankBank Skowhegan, ME | 88 out of 100, Very strong | $855.0M | 15.8% | 0.42% | vs |
| Eastmill Federal Credit UnionCredit union East Millinocke, ME | 87 out of 100, Very strong | $79.6M | 18.6% | 0.00% | vs |
| Capital Area Federal Credit UnionCredit union Augusta, ME | 86 out of 100, Very strong | $71.4M | 17.6% | 0.59% | vs |
| Bath Savings InstitutionBank Bath, ME | 82 out of 100, Strong | $1.5B | 15.8% | 0.05% | vs |