Side-by-side · Q2 2026 data
Capital Area Realtors Federal Credit Union vs Angelina County Teachers Credit Union
Credit union
Capital Area Realtors Federal Credit Union
Rockville, Maryland · Under $100 million in assets
Credit union
Angelina County Teachers Credit Union
Lufkin, Texas · Under $100 million in assets
Metric by metric
| Measure | Capital Area Realtors Federal Credit Union | Angelina County Teachers Credit Union |
|---|---|---|
| TellerScore | 50 | 100 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 14 | 100 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 9th | 100th |
| Total assets | $15.7M | $12.9M |
| Deposits / shares | $13.5M | $10.5M |
| Capital ratio | 14.10% | 18.38% (stronger) |
| Problem loans | 3.89% | 0.04% (stronger) |
| Net charge-offs | 1.34% | 0.20% (stronger) |
| Return on assets | -0.15% | 2.33% (stronger) |
| Loans ÷ deposits | 69.1% | 36.6% (stronger) |
| Uninsured deposits | 17.2% | 4.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Angelina County Teachers Credit Union has the higher TellerScore (100 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Capital Area Realtors Federal Credit Union leads on 0 and Angelina County Teachers Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.