TellerScore

Headquartered in Lufkin, Texas, Angelina County Teachers Credit Union is a federally insured state-chartered credit union with $12.9M in total assets and $10.5M in member shares and deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1954.

Angelina County Teachers Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 1st. Its five components are fairly even, ranging from 99 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.38%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.04%
Earnings100/100
Return on assets (annualized): 2.33%
Funding & liquidity100/100
Loans ÷ shares: 36.6% · 4.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (95 → 100), mostly because the earnings component improved by 19 points.

TellerScore
8794100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202490
Q4 202493
Q1 202598
Q2 202595
Q3 202595
Q4 202598
Q1 202699
Q2 2026100
Net worth ratio
7.00%12.69%18.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.66%
Q3 202415.12%
Q4 202415.67%
Q1 202516.02%
Q2 202516.21%
Q3 202516.72%
Q4 202517.36%
Q1 202617.78%
Q2 202618.38%
Delinquent loans (60+ days)
0.00%0.09%0.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.08%
Q4 20240.02%
Q1 20250.00%
Q2 20250.19%
Q3 20250.18%
Q4 20250.08%
Q1 20260.16%
Q2 20260.04%
Return on assets
0.53%1.43%2.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.53%
Q3 20240.84%
Q4 20241.10%
Q1 20251.75%
Q2 20251.52%
Q3 20251.62%
Q4 20251.79%
Q1 20262.16%
Q2 20262.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$12.9M18.38%0.04%2.33%36.6%
Q1 202699$12.9M17.78%0.16%2.16%38.1%
Q4 202598$12.8M17.36%0.08%1.79%42.4%
Q3 202595$12.8M16.72%0.18%1.62%40.3%
Q2 202595$12.9M16.21%0.19%1.52%36.1%
Q1 202598$12.8M16.02%0.00%1.75%38.4%
Q4 202493$12.7M15.67%0.02%1.10%43.0%
Q3 202490$12.7M15.12%0.08%0.84%41.5%
Q2 202487$12.8M14.66%0.00%0.53%43.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.38%
71st
Problem loans0.04%
84th
Net charge-offs0.20%
48th
Return on assets2.33%
97th
Loans to deposits36.6%
82nd
Uninsured deposits4.9%
22nd
Loan-loss reserves0.00%
37th
Texas ratio0.1%
85th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Swemp Federal Credit UnionCredit union Texarkana, TX75 out of 100, Strong$12.9M19.5%1.04%vs
Morris Sheppard Texarkana Federal Credit UnionCredit union Texarkana, TX76 out of 100, Strong$13.2M11.6%0.45%vs
Scurry County School Federal Credit UnionCredit union Snyder, TX71 out of 100, Strong$13.2M13.9%0.53%vs
Coastal Bend P O Federal Credit UnionCredit union Victoria, TX59 out of 100, Moderate$12.5M27.1%3.73%vs
Pasadena Municipal Federal Credit UnionCredit union Pasadena, TX73 out of 100, Strong$12.4M21.3%0.71%vs
Employees United Federal Credit UnionCredit union Paris, TX92 out of 100, Very strong$12.4M32.7%0.08%vs

Deposit insurance

Is my money safe at Angelina County Teachers Credit Union?

Yes. Angelina County Teachers Credit Union is a federally insured credit union (NCUA charter #67440). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.9% of shares and deposits ($509K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Angelina County Teachers Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Angelina County Teachers Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67440
RSSD ID
965891
Primary regulator
State + NCUA
Established
1954
Headquarters
P.O.Box 523, Lufkin, TX 75902
Employees
3

Quick answers

Angelina County Teachers Credit Union: common questions

Is Angelina County Teachers Credit Union NCUA insured?

Yes. Angelina County Teachers Credit Union is a federally insured credit union (NCUA charter #67440). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Angelina County Teachers Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Angelina County Teachers Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Lufkin

InstitutionScoreAssetsCapitalProblem loansCompare
Lufkin Federal Credit UnionCredit union Lufkin, TX99 out of 100, Very strong$47.8M26.3%0.14%vs
Aspire Credit UnionCredit union Lufkin, TX94 out of 100, Very strong$38.0M20.5%0.05%vs
East Texas Professional Credit UnionCredit union Longview, TX90 out of 100, Very strong$1.4B19.4%0.41%vs
Austin Bank, Texas National AssociationBank Jacksonville, TX88 out of 100, Very strong$3.3B15.1%0.60%vs
Southland Federal Credit UnionCredit union Lufkin, TX85 out of 100, Very strong$89.2M14.4%0.62%vs
Angelina Savings Bank, SSBBank Lufkin, TX80 out of 100, Strong$86.9M11.4%0.16%vs