Side-by-side · Q2 2026 data
Capital Bank and Trust Company vs Financial Partners Credit Union
Metric by metric
| Measure | Capital Bank and Trust Company | Financial Partners Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 61 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 98th | 33rd |
| Total assets | $266.1M | $2.2B |
| Deposits / shares | $500K | $1.8B |
| Capital ratio | 79.26% (stronger) | 9.50% |
| Problem loans | 0.00% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 81.14% (stronger) | 0.85% |
| Loans ÷ deposits | 0.0% (stronger) | 90.0% |
| Uninsured deposits | 50.0% | 12.0% (stronger) |
| Offices | 1 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Bank and Trust Company has the higher TellerScore (94 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Capital Bank and Trust Company leads on 6 and Financial Partners Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.