TellerScore

Financial Partners Credit Union is a federally insured state-chartered credit union headquartered in Downey, California, in business for about 89 years. At the end of Q2 2026 it reported $2.2B in total assets and $1.8B in member shares and deposits, with 15 offices.

Based on its Q2 2026 filing, Financial Partners Credit Union scores 63/100, which we describe as moderate. That is higher than only 33% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 159th. Its strongest component is problem-loan coverage (89/100; 5.4%), and its lowest is capital cushion (45/100; 9.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.50%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.70%
Earnings54/100
Return on assets (annualized): 0.85%
Funding & liquidity70/100
Loans ÷ shares: 90.0% · 12.0% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (58 → 63), mostly because the earnings component improved by 30 points.

TellerScore
566063Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202457
Q4 202458
Q1 202558
Q2 202558
Q3 202560
Q4 202556
Q1 202659
Q2 202663
Net worth ratio
7.00%8.25%9.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.94%
Q3 20248.91%
Q4 20248.75%
Q1 20258.67%
Q2 20258.74%
Q3 20259.02%
Q4 20258.88%
Q1 20269.03%
Q2 20269.50%
Delinquent loans (60+ days)
0.24%0.53%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.33%
Q3 20240.52%
Q4 20240.39%
Q1 20250.31%
Q2 20250.24%
Q3 20250.26%
Q4 20250.67%
Q1 20260.82%
Q2 20260.70%
Return on assets
0.08%0.47%0.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.17%
Q4 20240.15%
Q1 20250.08%
Q2 20250.09%
Q3 20250.23%
Q4 20250.27%
Q1 20260.75%
Q2 20260.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$2.2B9.50%0.70%0.85%90.0%
Q1 202659$2.2B9.03%0.82%0.75%92.0%
Q4 202556$2.2B8.88%0.67%0.27%94.3%
Q3 202560$2.2B9.02%0.26%0.23%94.5%
Q2 202558$2.3B8.74%0.24%0.09%97.9%
Q1 202558$2.3B8.67%0.31%0.08%90.1%
Q4 202458$2.2B8.75%0.39%0.15%88.4%
Q3 202457$2.2B8.91%0.52%0.17%90.1%
Q2 202459$2.2B8.94%0.33%0.23%97.5%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.50%
20th
Problem loans0.70%
49th
Net charge-offs0.53%
48th
Return on assets0.85%
55th
Loans to deposits90.0%
43rd
Uninsured deposits12.0%
28th
Loan-loss reserves0.00%
50th
Texas ratio5.4%
43rd

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InstitutionScoreAssetsCapitalProblem loansCompare
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First Entertainment Credit UnionCredit union Hollywood, CA60 out of 100, Moderate$2.1B10.1%0.71%vs
Meriwest Credit UnionCredit union San Jose, CA54 out of 100, Below average$2.1B9.1%0.81%vs
Caltech Employees Federal Credit UnionCredit union La Canada, CA70 out of 100, Strong$2.1B10.1%0.02%vs
Coast Central Credit UnionCredit union Eureka, CA74 out of 100, Strong$2.3B12.0%0.70%vs
Monterra Credit UnionCredit union Redwood City, CA76 out of 100, Strong$1.9B13.0%0.50%vs

Deposit insurance

Is my money safe at Financial Partners Credit Union?

Yes. Financial Partners Credit Union is a federally insured credit union (NCUA charter #68457). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.0% of shares and deposits ($210.8M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.50%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

15 locations

Branches

Financial Partners Credit Union lists 15 offices in 14 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Financial Partners Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68457
RSSD ID
1013379
Primary regulator
State + NCUA
Established
1937
Headquarters
7800 Imperial Hwy, Downey, CA 90242
Employees
287

Quick answers

Financial Partners Credit Union: common questions

Is Financial Partners Credit Union NCUA insured?

Yes. Financial Partners Credit Union is a federally insured credit union (NCUA charter #68457). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Financial Partners Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Financial Partners Credit Union have?

15 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Downey

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Capital Bank and Trust CompanyBank Irvine, CA94 out of 100, Very strong$266.1M79.3%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
Santa Ana Federal Credit UnionCredit union Santa Ana, CA90 out of 100, Very strong$111.6M13.5%0.06%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs