TellerScore

Side-by-side · Q2 2026 data

Capital Bank and Trust Company vs Popa Federal Credit Union

Bank

Capital Bank and Trust Company

Irvine, California · $100 million – $1 billion

94of 100
Very strong

Credit union

Popa Federal Credit Union

Cerritos, California · $100 million – $1 billion

75of 100
Strong

Metric by metric

MeasureCapital Bank and Trust CompanyPopa Federal Credit Union
TellerScore94 (stronger)75
Capital cushion100 (stronger)68
Loan quality100 (stronger)74
Earnings100 (stronger)67
Funding & liquidity6191 (stronger)
Problem-loan coverage100 (stronger)92
Peer percentile98th66th
Total assets$266.1M$404.5M
Deposits / shares$500K$358.2M
Capital ratio79.26% (stronger)11.84%
Problem loans0.00% (stronger)0.79%
Net charge-offs0.00% (stronger)0.57%
Return on assets81.14% (stronger)1.17%
Loans ÷ deposits0.0% (stronger)68.8%
Uninsured deposits50.0%6.1% (stronger)
Offices14
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—27.0%

Capital Bank and Trust Company has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Capital Bank and Trust Company leads on 6 and Popa Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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